Beltrize Flex
Flexible goal envelopes that bend when life happens — move money between goals without breaking the plan.
Explore feature: Beltrize Flex →personal budget planner
Give every euro a useful job.
Beltrize turns income, bills and flexible spending into a plain monthly plan. Compare planned with actual costs and move limits before a small overspend becomes a stressful month.
Free during early access. No card required.
82,000+ people learning with BeltrizeNo card required · Read-only insights · Cancel anytime
Products
One companion, four superpowers
Every Beltrize plan includes the full family — pick what you need today, explore the rest tomorrow.
Beltrize Edge
Your weekly insight loop: one short digest that shows what changed, what to watch and what went well.
Explore feature: Beltrize Edge →Beltrize Solutions
Ready-made playbooks for real life: first emergency fund, bill spikes, debt payoff order, subscription cleanup.
Explore feature: Beltrize Solutions →Beltrize Finance
The full picture: accounts, subscriptions and net worth in one calm, read-only dashboard.
Explore feature: Beltrize Finance →How it works
Calm money in three steps
Start with fixed commitments, then set a few flexible limits you can remember. Beltrize shows where the plan drifted and lets you rebalance categories without judging the month as a failure.
Connect read-only
Link your accounts with read-only access. Beltrize can look, never touch.
Get your picture
In minutes you see spending patterns, silent subscriptions and safe-to-spend.
Grow weekly
Set one small goal. Beltrize coaches you gently until it sticks.
personal budget planner
A monthly budget that can bend
Start with fixed commitments, then set a few flexible limits you can remember. Beltrize shows where the plan drifted and lets you rebalance categories without judging the month as a failure.
Clarity first
Your money in plain language — no jargon, no shame, no noise.
Read-only by design
Beltrize sees patterns, never moves money. You stay in control.
Habits that stick
Small weekly goals, gentle nudges, visible progress.
Beltrize
Everything works together
Beltrize turns income, bills and flexible spending into a plain monthly plan. Compare planned with actual costs and move limits before a small overspend becomes a stressful month.
Goal envelopes
Split savings into named envelopes and watch them fill up.
Money lessons
Five-minute lessons that make statements and fees finally make sense.
Private by default
Bank-grade encryption. Your data is never sold. Ever.
Smart overview
Accounts, subscriptions and recurring costs in one calm dashboard.
Gentle alerts
A quiet heads-up before a bill hits — not another noisy feed.
Weekly digest
One short read. What changed, what to watch, what went well.
Reviews
What members say
Real stories from the Beltrize community.
82,000+people learning with Beltrize
175,000budgets coached
4.7/5average rating
27countries
★★★★★
“Moving a category limit solved the month without making me restart the budget.”
★★★★★
“The planned-versus-actual view is simple enough to check every week.”
★★★★★
“A few useful categories work better for me than the forty I had in my spreadsheet.”
FAQ
Questions, answered honestly
Beltrize turns income, bills and flexible spending into a plain monthly plan. Compare planned with actual costs and move limits before a small overspend becomes a stressful month.
What makes Beltrize different?
Beltrize turns income, bills and flexible spending into a plain monthly plan. Compare planned with actual costs and move limits before a small overspend becomes a stressful month.
How does Beltrize help with everyday money?
Start with fixed commitments, then set a few flexible limits you can remember. Beltrize shows where the plan drifted and lets you rebalance categories without judging the month as a failure.
Do I need experience with budgets?
No. Most members start with zero spreadsheets experience. Beltrize builds the picture for you and explains everything in plain language.
Which countries does Beltrize support?
Beltrize works in 27 countries across Europe and beyond, with more banks added every month.
Can I cancel?
Anytime, in two taps, from your profile. Your data can be exported or fully deleted on request.
What exactly is Beltrize?
Beltrize is a financial-literacy app. AI agents connect to your accounts read-only, explain your spending in plain language and coach small weekly goals. It never moves money.
Ready for calmer money?
Join 82,000+ people who let Beltrize do the heavy lifting.
Start freeFree during early access. No card required.